Your commission.
Before closing.

Real estate agents shouldn't wait weeks for hard-earned money. Agent Advance puts your commission in your hands — fast, simple, and hassle-free.

  • Trusted by real estate professionals nationwide
  • Same-day funding available
  • No impact to your credit score
See How It Works

Available advance

Pending sale · 123 Maple St

Approved

$18,750

Funds available to transfer today

4.0%
Advance used$18,750 of $25,000
Commission earned$25,000.00
One-time service fee−$1,000.00
You receive today$24,000.00
Repaid automatically at closing
Closing in 14 days

Trusted by Real Estate Professionals Nationwide

2,500+
Agents funded
$180M+
Commissions advanced
< 2 hrs
Average funding time
4.9 / 5
Agent satisfaction
No fees
Until closing
Simple process

How it works

Getting your commission advance is easier than you think. Three steps and you're funded.

01

Apply online

Complete our simple 5-minute application. No lengthy paperwork, no in-person meetings required.

02

Instant approval

Our team reviews your pending transaction and approves your advance — often within the hour.

03

Get funded

Funds hit your bank account same-day via direct deposit. No credit check, no hidden fees.

Why choose us

Built for real estate agents

We designed every part of this service with your needs in mind — speed, simplicity, and support.

Lightning fast

Get funded in as little as 1–2 hours after approval. No waiting days or weeks.

No credit check

Your credit score is irrelevant. We advance based on your pending transaction.

No upfront costs

Zero fees until closing. Our single flat fee is deducted at closing automatically.

Flexible terms

Need more time? We offer grace periods with no penalty to fit your closing timeline.

Dedicated support

Real humans, real answers. Our agent specialists are here 7 days a week.

Grow your business

Use your advance to invest in marketing, cover expenses, or seize new opportunities.

Secure & private

Bank-level encryption protects your personal and financial information at every step.

All 50 states

Licensed to fund commission advances nationwide. Wherever your deals happen, we're there.

Agent Advance vs. the competition

See why more agents choose Agent Advance

FeatureAgent AdvanceOthers
Funding speed 1–2 hours1–3 days
Maximum advance Up to $25,000Up to $20,000
Credit check NeverSometimes
Application time < 5 minutes10–20 minutes
Dedicated support 7 days / weekWeekdays only
Grace period IncludedExtra cost
Transparent pricing

Calculate your advance

No surprises. See exactly what you'll receive and what you'll repay at closing — in real time.

Advance calculator

Move the sliders — your numbers update instantly.

Customize your advance

Drag to adjust in real time.

$5,000
$500$25,000
14days
7 days90 days
Your advance summary Instant

You receive today

$5,000

In your account within 2 hours of approval.

One-time service fee
$200
Due at closing
$5,200

Fee based on a 14-day advance with a 20-day grace period. Nothing paid upfront — no hidden charges.

No obligation. No impact to your credit.

* Example rate of 4% for illustration. Actual rates may vary. New agents get 10% off with code ADVANCE10

Agent stories

What agents are saying

Join thousands of real estate professionals who trust Agent Advance.

Agent Advance completely changed how I manage my cash flow. I had a deal stuck in escrow for 6 weeks and they funded me within 2 hours of applying. The process was absolutely seamless.

Sarah Mitchell
Sarah Mitchell
Keller Williams Realty · Austin, TX
Rated 4.9 / 5
Based on 2,500+ agent reviews
Got questions?

Frequently asked questions

Everything you need to know about commission advances with Agent Advance.

A commission advance is a short-term funding solution that lets real estate agents access their earned commissions before their transaction closes. You assign a portion of your upcoming commission to Agent Advance in exchange for immediate funds.

Most agents receive their funds within 1–2 hours of approval via direct deposit. In some cases, same-day ACH transfers may take until end of business day.

No. We never run a credit check. Our approval is based entirely on your pending or active real estate transaction, not your personal credit history.

You can advance up to $25,000 per transaction. The exact amount depends on your commission amount and the details of your transaction.

We charge a single flat service fee (typically around 4%) with no hidden charges. The fee is deducted automatically when your deal closes — you never pay anything out of pocket upfront.

We understand deals can fall through. Contact our support team immediately and we'll work with you on a repayment plan. We're here to support agents, not penalize them.

Yes! Agent Advance is licensed to operate in all 50 U.S. states. Whether you're in California or Florida, we've got you covered.

Click any 'Get Your Advance' button on this page and complete our 5-minute online application. You'll need your real estate license number and basic transaction details.

Ready to Access Your Commission?

Apply in under five minutes and receive a funding decision quickly. No hidden fees. No unnecessary delays.

  • Same-Day Funding Available
  • Licensed Nationwide
  • No Impact to Your Credit Score

Questions Before You Apply?

Our funding advisors are available to answer your questions and help determine whether a commission advance is the right solution for you.